Personal Finance Concepts Investing Essay

According to the finance researchers a portfolio refers to an appropriate collection of investments for an institution or a single individual. An investment portfolio is constructed by financial advisors or a retainer their main task involves investment analysis that are useful; during purchasing of stocks and bonds, and other business assets. . Cliff uses his present finances to determine his future holding and finance position. Cliff financial statement seems to spread in many fields, he invests in fixed assets and even before he could fully exploit his new investment strategy he is already investing in shares and bonds. Basically this is diversification and investing assets such as bonds and shares in such a scenario is exposing a high percentage of ones investment at risk (Grant 2005). Cliff is a risk taker hence he is more likely to invest in income securities and unwarranted investment such as the equities. Hence Cliff will tend to have very low cash holding and shares, in addition he is not expected to hold high levels of securities as savings since his age is allows him to have a long time to invest in most cases age is a great determinate in an individuals saving amount and investment, though Cliff will tend to save for his future plans such as his wedding plans, his marginal propensity to save will still be quite low. Since Cliff is earning an approximate of $340000 he I expected to distribute his earning to his present and future expenses, A great source of cliff’s finances is in terms of bonds and shares which are a good way to invest but the shortcoming with Cliff’s investment is the fact that he did not take a good research before imposing a big sum of his money into the investment, the investment in bonds and shares involve a high percentage of risk and for that reason if they are not carefully researched on they bring high degrees of losses or very little profits. In that light they are not included in the construction of a portfolio, instead the items that can be included in the construction of a portfolio are savings, cash at hand and revenue that is already attained or the degree of risk is not too high. Using Cliff’s example he can spread his earning such 30% of his total earnings is equities, 40% income securities, 20% sundry expenses and 10 % as savings. The assumption is that cliff is a young risk taker hence his securities will tend to be and also his savings and cash. Â  Below is an example of Cliff’s portfolio: References Frasca , R, (2006) – Personal Finances: An Integrated Planning Approach, 7th Ed – Pearson Prentiss Hall Grant, R (2005) – Contemporary Strategy Analysis – Blackwell Publishing Karnani, A (1981) – Business Portfolio: an analytical Approach – Harvard Publishing .

Discussion

Violating my copyright privileges is definitely not a good thing. I am all for sharing music. If music was not shared, some of the smaller acts would never be recognized. As for my scenario my employment and income is based off of music sales. In this case I am not okay with it. The Fair Use Act seeks to protect people from others reproducing their content without consent.By people sharing my music they are violating the fair use act cause I did not give this music away for free in the first place.. The reduction in my profits is a terrible thing. I am not sure how to stop copyright infringement. There really is no way to stop people from sharing music unless we make it more affordable. This also hurts the artist who is signed to a record label. The record label takes a percentage of sales for promoting and distributing the material.If we could aka music available digitally that can help reduce the cost of an album. It eliminates packaging and shipping. There really are no legal reme dies to pursue In my opinion. By suing fans you will create a bad name and make people not want to purchase your material. It is hard to sue everyone as well. Some people cannot be caught. All we can do Is find a new way to deliver music that will not be able to be copied and distributed. Tunes Is a great example. Discussion Many papers have been writing on the subject of exploitation of the poor by multinationals and there is no easy answer or solution to satisfy both sides; economists and ethicists are continuously debating on the back of the increasing expectations from the consumer population for firms, to behave socially and environmentally responsibly. The Economist Approach The world of business is no romance; it is a place populated with various stakeholders and the survival and long-term success of an MEN is dependent on meeting the needs of these stakeholders.Friedman's free market school of thought from the ass is still relevant today: the key role of a business is to satisfy the needs of these stakeholders (Penn. 2009). As a CEO, I would justify my global strategy very simply; doing business with the bottom Of the economic pyramid (BOP) is part of the global strategy of any MEN and ignoring this segment would be a failure on my part to my primary stakeholders.While the billions of people in t he world who survive on $2 a day may seem to have little purchasing power, ‘the sheer number of these individuals makes up a potential market of trillions of dollars as disposable income† as suggested by Parallax and Hart (2002). With a little vision to the not so far future, it is easy to imagine that as developing economies become transient economies, these billions of people â€Å"move up the income distribution ladder and swell the ranks of the lower-middle and middle income tiers† (Parallax,C.K. 2005). In emerging markets, the BOP has needs as much as the top of the pyramid but they do not have the same income, therefore I would adopt different distribution, packaging and pricing tragedies for that specific segment. The Ethicist Approach As a businesswoman, I would want to keep a strong ethical reputation and as a CEO, I would want my firm to keep a strong ethical brand image and not be seen to be exploitative.While my primary role would be the pursuit of eco nomic performance, acting socially and environmentally responsible would not have to be contradictory as part of my strategy planning. Porter and Kramer (2006) have argued that a firm's social responsibility initiatives must be aligned with its overall strategic direction to be truly effective, that is, profitable. When planning my strategy for doing business with the BOP, I would ensure that managers of all levels in the company are truly aligned with the CARS values. Loud ensure that the decision-making process when considering Foreign Direct Investment (FED) would not just be driven by the economical outcome but also by the â€Å"ethical attitude† and practices of the country receiving the investment. The long-term effect of investing in countries involved with corruption for example would both me as person and would not fit with the corporate image and profile, would hope my firm would want to achieve.Therefore, in my view, conducting business in a responsible way, social ly and environmentally, with the BOP can deliver on the â€Å"triple bottom line' and exploiting that segment of the pyramid does not mean the exploiting the people in it. Discussion Organizational management is a variety of tools and assets that must be managed well in order to be successful. Patients are our number one stakeholder in health care and health care is a business that requires a strategic mindset to steer a health care facility not only in profitability but also in innovation to keep up with new medicines and technology.Having a strategic mindset not only look at the present but also looks at the past for mistakes that as a health care manager can learn from to ensure those stakes will not happen again, but also looks abroad to the competition and future projects which can bolster opportunities to capture more patients for the facility. The key elements of organizational strategy, according to Patrice Spats and Stanley Abraham IS, † It requires identifying who its competitors are and how it might best them. It means accurately identifying its consumers and knowing what they want.It entails determining whether it can produce the kinds of servic es consumers want to buy, whether it has the people and organizational structure to make it all happen, and, most important, how to make a profit when all is said and done. â€Å"(Spats, & Abraham, 2013, peg. 1. 4) These key elements are in direct relationship with a strategic mindset because these are the blueprint to be successful in healthcare. Profits is a key element at the end of the day is what matters, yes we want to cure diseases and help as many people as we can but if you have no money to find those initiatives than unfortunately you will become bankrupt.Everybody has the capacity to learn traits to become a successful health care manager but you have to have the motivation and drive to learn these traits. There are many resources to help and guide you to develop a strategic mind but you have to be motivated to take the time and learn and develop those traits. Discussion Please use as a basis for your discussion the following question: Do you think the events of this chapter (Chapter 2) are isolated instances of business malfeasance, or are they systemic throughout the business world? I don't think events in Chapter 2 are isolated instances of business malfeasance. From the cases of Enron, Arthur Andersen and World, it's easy to find some similarities.All of them focused on short-term revenue and ignored the long-term development and companies' integrity and reputation; all of them couldn't successfully solve the interest conflict between â€Å"people on the top† and current and respective shareholders. For companies, the main goal and theme is to make more profit in general. A stably raising stock price satisfies the board of directors as well as attracts investors to make investment.To achieve this goal, there are two ways to go: one is following all the audit and accounting ethics when directing the company, which may be slow but stable and beneficial in long term; another one Is cheating and walking on the borderline of ethics, which can make a lot revenue In short term but prohibits the company's healthy development in the future. Obviously, companies In those cases In Chapter 2 chose the second way. However, I can hardly say that they are symmetric problem In the business world.Although there are some bad apples In the tree, there are more companies which aim to long-term healthy development and obey rules and regulations. I agree with Currant's opinion that there Is a give and take relationship on both sides of companies and investors. The two-side relationship urges companies to follow their policies within ethics, especially In current world where there are more Acts to regulate behavior of corporations as well as technology and Internet makes Information more transparent.

HIV And Migration Health And Social Care Essay

The AIDS epidemic was foremost recognized on June 5, 1981, in the United States when the U.S. Centers for Disease Control and Prevention ( CDC ) , reported bunchs of Pneumocystis pneumonia caused by a signifier of Pneumocystitis carinii in five homosexual work forces in Los Angeles. Over the following 18 months more PCP bunchs were recognized along with timeserving diseases like Kaposi ‘s Sarcoma and relentless lymphadenopathy nowadays in immunosuppressed patients. It was suggested in 1982 that a sexually transmitted infective agent might be the causative factor and the presence in bunchs of cheery work forces resulted in the initial term â€Å" GRID † or gay-related immune lack. Health governments shortly realized that about half of the instances recognized were non homosexual work forces and therefore the term GRID was abandoned. Same form of timeserving infections were besides recognized amongst Intravenous drug users, haemophiliac and Haitian immigrants. By August 1982 the disease was being recognized by its new CDC given name Acquired Immune Deficiency Syndrome ( AIDS ) . Research work had started by this clip on finding the causative agent. In 1983 a squad of Gallic physicians isolated the a virus which was confirmed by research workers in US and after work on the new strains identified from AIDS patients the International Committee on Taxonomy of Viruses coined the name HIV ( Human Immunodeficiency Virus ) . It was subsequently established that AIDS spread had started decennaries before these first bunchs were recognized in 1981. Earliest Samples Four of the earliest studied specimen known to hold HIV were, A plasma sample taken in 1959 from a adult male life in Congo, from a lymph node sample from an grownup female besides from Congo, an American adolescent who died in 1969 and a tissue sample from a Norse crewman who died around 1976. After these surveies it was suggested that first instances of HIV were introduced into human around 1940s or the early 1950s. It was farther suggested as a consequence of a new survey that the first instance of HIV-1 occurred around 1931 in West Africa based on a complex computing machine theoretical account of HIV development. Subsequently a survey in 2008 dated the beginning of HIV to be between 1884 and 1924 and demonstrated that variegation of HIV-1 occurred long earlier AIDS pandemic was recognized. It is suggested that when AIDS was foremost noted in 1981 there were an approximative figure of 100,000 to 300,000 bing instances of AIDS. In these old ages of soundless spread one of the major factors which played a function was international travel. In the US for case, international travel undertaken by immature work forces doing the most of the homosexual sexual revolution of the late seventies and early 80s surely played a big portion in taking the virus worldwide. Similarly in Africa travel within the towns, metropoliss etc. resulted in the spread of the disease.MigrationMigration is the motion of people across a specified boundary for the intent of set uping a new or semi-permanent abode. There are assorted types of migrations Cyclic Movement – Involves transposing, seasonal motion and nomadism Periodic Movement – Migrant labour, Military Service related and pastoral agriculture Transhumance Migratory Movement – Includes motion of people from one portion of the universe to another, e.g. from China to Southeast Asia, from Europe or Africa to north America and from Eastern US to Western portion Rural Exodus – Migration from rural countries to metropoliss Forced Migration – Due to disease, war, dearth & A ; catastrophe All of these types of migration played a important function in spread of the HIV/AIDS pandemic. Migration is governed by certain Torahs of societal scientific disciplines which have following cardinal points. Every migration flow generates a return or counter migration Majority of migrators move a short distance Migrants traveling long distances choose large metropoliss Urban occupants are less migratory than rural dwellers Young grownups are more likely to travel so households Migration occurs because persons search for nutrient, sex and security outside their usual habitation Labor markets in industrialised economic systems are regulated by migration. There are certain factors which force people to travel out of their bing home ground to topographic points which are attractive. These factors are known as push and pull factors as shown in the tabular array.Pull FactorsJob chances, Better life conditions, Political and/or spiritual freedom, Enjoyment, Education, Better medical attention, Security, Family links, Industry, Better opportunities of happening wooingPush FactorsNot plenty occupations, Few chances, â€Å" Crude † conditions, Desertification, Famine/drought, Political fear/persecution, Poor medical attention, Loss of wealth, Natural Disasters, Death menaces, Slavery, Pollution, Poor lodging, Landlords, Bullying, Poor opportunities of happening wooingRelationship between HIV/AIDS and MigrationLinkss between HIV/AIDS and migration are close and complex. The current geographics of the AIDS epidemic is besides the hint to its nexus with mobility. It has been observed in surveies that the highest incidence of HIV/AIDS is non in the poorest states but those with good conveyance substructure, comparatively high degrees of economic development and considerable internal and cross-border migration. Understanding the relationship between mobility and AIDS can therefore aid in the anticipation and therefore the bar of spread elsewhere. There are four cardinal ways in which migration is tied to the rapid spread and High prevalence of HIV/AIDS: There is a higher rate of infection in ‘migrant communities ‘ which are frequently socially, economically and politically marginalized. The societal webs of migrators create chance for nomadic sexual networking. Migration gives in itself as mentioned above chance to people and do them more vulnerable to high hazard sexual behaviour. Migration makes people hard to make through intercessions such as instruction, rubber proviso, HIV proving and post infection intervention and attention.Empirical grounds of the nexus between HIV/AIDS and migrationIn South Africa the incidence of HIV has been found to be higher near roads and amongst people who either have personal migration experience or have sexual spouses who are migrators. In Southern and West Africa, migratory workers and their sexual spouses have a higher degree of infection rates than general population. Traveling Traders and truck drivers often show stunningly high rates of infection as reported in another South African Study. Boundary line towns have higher rates of HIV prevalence, being topographic points where transients such as truck drivers etc come in contact with local population which is distant from centrally oriented national AIDS control plans.High Hazard GroupsYoung labourers seeking employment in center or high income states after making as labour immigrants and going economically feasible tend to indulge in active sexual patterns including unprotected commercial sex with multiple spouses. Refugees and internally displaced individuals have besides been found to be particularly vulnerable to HIV infection because of the same break that caused them to migrate. e.g. refuge adult females raped by soldiers. Sexual activity is portion of certain labour civilizations in which migrators from really low socioeconomic backgrounds arrive in countries where physical labour like mining etc is required. These labourers are forced into sex by supervisors and chance suppliers. This includes homosexualism and heterosexualism and so the person has sex with the spouse at place. Peoples who spend clip off from place due to the nature of their work and autumn into multiple short term relationships inclusive of commercial sex, vitamin E g in Zambia low income work forces populating off from place for one or two months a twelvemonth are twice every bit likely to get HIV so work forces populating at place. Gender kineticss besides have different hazards of exposures to HIV in migration as adult females are peculiarly at hazard of transactional sex.AIDS patients and MigrationPeoples with AIDS normally return to populate with households to obtain attention. This includes traveling from Urban to rural or from a high income to a low income state. e.g. South Africa to Lesotho Some migrate back to supply attention to patient at place Loss of household income due to decease of a gaining household member by AIDS causes other household members to migrate seeking work chances. In countries where decease and enervation due to HIV is doing diminution in productiveness and addition in poorness, dwellers are forced to travel out. High rates of decease in certain labour sectors forces people to migrate from other parts into that country. Peoples with diagnosed HIV may migrate to avoid stigmatisation by their ain community or to seek better wellness attention for their unwellness. This involves cross-border motions to a state perceived to hold better wellness attention installations. HIV/AIDS decease toll consequences in spreads and economical deficits taking states to seek replacing accomplishments from other parts of the universe. AIDS orphans and widows or widowmans who sometimes are septic themselves besides migrate to populate with other relations or have to remarry confronting resettlement.HIV & A ; Migration – Regional impactEurope Harmonizing to important migratory tracts there are considerable differences across Europe. Greece, Portugal. Serbia and Spain provide beginnings casting HIV-1 as these states attract tourers and therefore HIV migrate from southern to Central Europe by agencies of septic travellers. Migratory marks are Austria, Belgium and Luxembourg and therefore highlighted as HIV migratory marks. Bidirectional motion occurs across Denmark, Germany, Italy, Norway, Netherland, Sweden, Switzerland and the UK. Luxembourg has the highest rate of imported infections with most tracts arising in Portugal, while Netherlands has been found to hold the most diverse geographical beginning of HIV research workers have found that HIV migration from bi directional states was important. Asia In Asia the most important states in context of AIDS are Bangladesh, China, Srilanka, North Korea, India, Indonesia, Thailand and Mongolia. Although in remainder of Asia the pandemic degree is comparatively low but the nature of socio-economic characteristics can take to an detonation of an epidemic. In India entirely there are 5.1 million people populating with HIV i.e. 2nd largest after South Africa. There are migrators within this part who really frequently face poverty favoritism and development. They besides suffer from disaffection and a sense of namelessness and small entree to healthcare services instruction and separation from households. All these factors make them more vulnerable to get HIV. There is a big incidence of harlotry amongst migrators in these countries along with pattern of unprotected sex and cross boundary line commercial sex work farther lending to distribute of HIV. United states In North America there is high motion of immigrants from all parts of the Earth. USA and Brazil are of import in this context. USA for the past 20 old ages had a policy of prohibition over entry of anyone who is HIV positive. On October 31 2009 the US president announced that the prohibition was traveling to be lifted and from January 2010 anyone positive with HIV will non be denied entry to US on this footing. This proclamation was taken with a positive response in relation to cut downing the stigma associated with HIV. The figure of people populating in Brazil with HIV is 727601 the spread of HIV in Brazil is mostly attributed to the frequent migration of the population within the national boundary lines as opposed to international migration. Australia Australia best exemplifies the relationship of AIDS and migration as because of its independent geographical state of affairs and regulated in-migration Torahs the control of AIDS epidemic has been extremely successful. Australia besides has a policy harmonizing to which any immigrant who is HIV positive at clip of application is denied in-migration or is put in to a procedure of entreaty which is long plenty for the applier to retreat from the procedure. Africa Seventy per cent of the 36 million people septic worldwide with HIV live in Sub-Saharan Africa and within this part the states of Southern Africa are the worst affected. The eight states with the highest rates of infection are in Southern Africa, followed by six states in East Africa, and so five other states, merely one exterior Africa. The grounds why the highest rates of infection in the universe occur in Southern Africa are ill-defined. Although the states of the part have much in common, their histories over the last 20 old ages have been really different. AIDS in Africa is a pandemic affecting lives of over 22.5 million people in Sub Saharan Africa entirely. Swaziland, Botswana, Lesotho, Zimbabwe, South Africa, Namibia, Zambia, Malawi, Central African Republic, Mozambique, United Republic of Tanzania, Equatorial Guinea, Cote di Ivoire, Cameroon, Kenya, Burundi, Liberia, Haiti and Nigeria have the highest Numberss of HIV positive patients. Significant illustration of Zimbabwean migration to neighbouring provinces is disputed, estimations range from more than three million people to a few hundred 1000, doing it hard to do an overall appraisal of the spread of HIV/AIDS transference Similarly South African migration undertaking ( SAMP ) found that migration was one of the chief factors lendingProposed Solutions towards cut downing the hazard of HIV spread through migrationHIV has been recognized as one of the taking wellness challenges in the universe today so most of the stairss mentioned are already implemented in some states but still spreads in policies and wellness systems need to be filled As proposed by UNAIDS Labor migration policies need to be implemented and integrated in all facets of wellness system including Government statute law, actions by Civil Society, Workers organisations and concerns and international spouses to give maximal protection and services to migrating labour from HIV as a vulnerable group. Health programmes in states should aim non merely the national populations but besides be aimed at migrators, travellers and tourers who are both major beginning and marks of HIV. It is of import non to stigmatise migrators as carriers of disease. Peoples to be kept out is short sighted and encourages xenophobia farther marginalising already vulnerable migratory communities and exacerbates the socio-economic conditions that contribute to distribute of HIV. Legal limitations that attempt to forestall migration create clandestine flows of people, excluded from entree to medical and societal services. Alternatively of ineffectual efforts to forestall people from traveling, there need to be HIV/AIDS intercessions from instruction and bar through proving and reding to intervention and attention that are designed for and targeted at peculiar migratory populations. Focused intercessions in new locations for migrators until they become incorporate good into the new societies. Trans-migrants who have more than one places need intercessions at all their occupant topographic points. Mobile population are the most hard to make but can be given intercessions harmonizing to motions like rubbers at truck Michigans, Education stuff in coachs and nomadic clinics. Rapid response in extremely nomadic signifier for communities seeking safety in conditions like war. Inculcating migrators with instruction, bar, proving and intervention is the best manner of supplying protection to vulnerable communities seeking support through migration.

The partisan battle in policymaking within the U.S Congress Essay

The partisan battle in policymaking within the U.S Congress - Essay Example The US Congress consist of the House of Representatives and the Senate both of whom are required to agree for the passage of laws in the US. (Schiller, 2000) The general powers of Congress are contained in Article 1, Section 8 of the US Constitution, although several amendments have added to Congressional powers. (US Constitution, Article 1, Section 8) These powers include but are not limited to the power to regulate commerce, impose taxes, make laws, levy punishments in respect of unlawful conduct, declare wars, establish post offices, regulate the value of currencies, regulate laws for the acquisition of water and land, support and maintain the military, to declare a state of emergency and to discipline the military. (US Constitution, Article 1, Section 8) The US Constitution requires that in order for either the House of Representatives or the Senate to conduct business a quorum is present. (US Constitution) A majority vote is required to indorse a cause of action and since Congress is typically comprised of two parties, the Democrats and the Republicans the vote is usually controlled by the controlling party with the result that partisanship determines policymaking rather than ideology. Roger Scully and Samuel Patterson argue that during the 80’s and 90’s American politics developed into more â€Å"deeply entrenched partisan divisions†. (Scully and Patterson, 2001, 131-155) With the two party politics that characterizes American governance it is hardly surprising that policymaking is often split along partisan lines. (Soss and Canon, 1995, 253-174) Author Ronald Brownstein refers to recent developments in Washington as â€Å"hyperpartisanship† (Brownstein, 2007, 8) According to Brownstein partisanship functions to divide the parties and only heightens disagreements not only among Congress but in â€Å"American life.† (Brownstein, 2007, 9) Put another way, parties

Occupy Norfolk. Poorly Conception and Implementation Limits the Research Paper

Occupy Norfolk. Poorly Conception and Implementation Limits the Success of the Movement - Research Paper Example The aims of the group can be difficult to ascertain, but include raising awareness of the problems of society, a system for more equal distribution of finances, the creation of better jobs and a reform in the way that banks and the government interact . Discussion is ever present as to how realistic these goals are. How much can the current situation be changed before the poor are actually hurt in the process. Certainly, not all big business works against consumers and those that need help. Many actively support people on low incomes, either through the creation of jobs, donating to charities or other factors. It cannot be denied that corporations are still taxed. The question remains though, is the taxation of businesses, especially large ones, high enough when their earnings are considered. Many Wall Street protesters argue that they are not . Protests have spread across the nation as well as worldwide from this initial seed. Places that have seen occupation by protestors include: the United States, Europe, Germany, Malaysia, South Korea and New Zealand . While these sister movements are widespread and strong in numbers, the question remains, how well do they understand the original movement, and how effective are they? Occupy Norfolk is one such sister movement. It is based in Harbor Park, which is owned by the city. The movement has been active for more than a month, and around 30 protesters occupy the site 24/7. Support for the movement is not limited to the physical presence, with more than 4,000 supporter on Facebook and many detailed online discussions . For the Occupy Norfolk protestors, many questions remain. What to the protestors hope to accomplish and how do they plan on doing this? The answer simply appears to be, they don’t know. The basic aim of the movement in Norfolk appears to be to support, in a non-confrontational manner, the Occupy Wall Street protest in New York. While the group participated in ideas and discussion, they made it cl ear that their opinions did not necessarily represent that of the wider group. What then was the point? Protestors agreed that their presence should facilitate discussion, yet they appear ill-informed of the opinions and facts that initially sparked the Wall Street Protests. In terms of solutions, many protestors believed that they should neither offer nor create any solutions, their role was simply to spark discussion . By this paradoxical logic, the protestors hope to facilitate discussion, although they are not clear on many points of this, but consider that it should not lead to any resolutions or changes. Rather, it is the process of discussion itself that the Norfolk group appears to be interested in. Indeed, many of the protestors criticize movements such as Tea Parties, for providing solutions. For the protestors at Norfolk, one of the overriding opinions is that corporations are corrupt non-human entities that promote greed and wealth to only a small sector, representing th e 1% in many slogans. The ironies are clear when watching the protestors. Although they are angry at the current system, they have thought little about what benefits it offers to the 99%, how it has helped society and helped to reduce human need. Anger against corporations was also ill represented by the behavior of the protesters themselves. Many wore branded clothing, drove expensive

An Evaluation of Two RAD University Tutorials Research Paper

An Evaluation of Two RAD University Tutorials - Research Paper Example The tutorial on MPLS and Network Convergence is about the concepts and applications of network components such as the routers and switches that implement the protocols which play critical roles in supporting higher volumes of internet data in a faster way (MPLS, 2009). It initially provides all the information required to understand networking concepts such as traditional routing and packet switching, label switching, the IP over ATM model, and then the basics of multilayer switching and the multilayer switching solutions. All of these are written in text, explaining in details how each component is necessary to carry out networking of bulk of data using the evolving models until the multilayer switching. The concepts of difficulties encountered before MPLS was employed are also discussed, together with the complexities of the executed initial solutions. It mentions that the emergence of multilayer switching solutions and MPLS is part of the evolution of the Internet to decrease comp lexity by combining Layer 2 switching and Layer 3 routing into a fully integrated solution (MPLS, 2009). The tutorial is very comprehensive in explaining what is required to be understood in terms of the MPLS technology. This time, the developers created a simple version of it through a flash slide presentation that includes visual media composed of pictures and symbols that convey the complex systems in the most simplistic way. This is more effective in delivering the networking capabilities of MPLS. The tutorial further discusses the types of a problem this the technology solves and other opportunities for its use. The tutorial can be very much appreciated by a network technician or an individual who has practical applications on network technologies. I believe the ideas are more easily understood once you are involved in a networking environment. The diagrams created by the developers to illustrate their point regarding the use of IP over ATM Model and the problems when it is ado pted are very useful for the reader to comprehend the networking systems in this manner. Â  

Visual Literacy in Business Essay Example | Topics and Well Written Essays - 500 words

Visual Literacy in Business - Essay Example Simply, Kennedy’s definition is more concerned with the action of seeing and deriving meaning from visual images while Howell’s definition is more concerned with the cognitive processes involved when people retrieve meaning from visual images and how experiences, sensory perception and critical thinking affect the process (Howells, 2009). I am of the opinion that Howell’s definition offers a better and more comprehensive analysis of visual literacy since it not only analyses the physical action of seeing images, but also identifies that it encompasses other factors such as the cognitive processes specific to a person, such as their attention span, experiences, reception to external stimuli and their ability to think critically. I find Kennedy’s evaluation limiting and lacking since it only emphasizes on the physical activity of seeing as the primary and sole factor in the process of retrieving meaning from images. Kennedy’s definition alludes to the fact that visual literacy is straight forward for everyone. However, this is not the case especially in today’s world where conditions such as attention deficit disorders may inhibit the ability of a person to accurately decipher the meaning of images and consequently impact on the visual literacy of a person. In today’s world, the classroom offers an opportunity to study and recognize the different levels of visual literacy among people. According to Elkins, the most compelling argument in favor of visual literacy being considered as a universal language is its ability to communicate messages, concepts and ideas to people of varying cultural languages across the world. The use of one image may be used to convey a singular message to people of diverse cultures and languages across the globe and despite the differences, the people will still retrieve a singular meaning to the visual image presented. Essentially, visual literacy is not